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CMA data analysis and Productivity Improvement

Improving Performance of SME UnitSummary: For any small manufacturing unit, the following are required to be done on regular basis to keep the momentum year on year basis. When you apply for bank loan, bank ask certain data which is known as CMA data analysis. We insist that this data must be prepared by entrepreneur him self and to put the same in the language which bank understand can be done by chartered accountant/external consultant. 

Why this to be done by entrepreneur: as entrepreneur after lot gut feeling and passion, has narrowed down on particular product for his enterprise so he knows all difficulty about the project which he can put to understand in financial figure weather this project will be generating enough profit year after year till he repays his term loan. Weather financial ratios like EBIDA is good and he is able to service his debt and shall generate to support additional working capital for next five to seven years. Once he does this himself, he can fine-tune …

Challenges – Ideas

Please tell us your ideas for how engineering can help improve the world in the next century or so. Check back to this page often to see what others are saying and to read new, exclusive essays from prominent thinkers.
Also known as the mother of all engineering, it is the oldest, broadest, most simple and useful of all engineering sciences.

About Civil Engineering

Civil engineering is field of engineering sciences, related to design, construction and maintenance of buildings, dams, bridges, tunnels, highways and other structures by the use of physical laws, mathematical equations and theories of mechanics. Civil Engineers utilize the available resources (expertise, materials, manpower) to complete the project in the given time span keeping in view the time, expenditure, environmental issues and physical hazards of the project.
Also known as the mother of all engineering, it is the oldest, broadest, most simple and useful of all engineering sciences.